Junior Savers


A CREDIT UNION is a group of savers saving together in their community. Members own the credit union. Junior Savers account are for children and young people up to the age of 18.

It’s easy to save and easy access to your savings. Save up your pocket money. You’ll be surprised how fast your savings grow from your 1st Mobile Phone to a Gaming Console. From a Provisional License to a First Car

Saving with Ayrshire Credit Union helps you grow*

*But not as well as exercise and veg!

Boring Adult Stuff

Adults may enrol Junior Savers and would act as a joint signatory to the account.

The maximum any one member is allowed to save with Ayrshire Credit Union is currently limited to £5000.

If you wish to withdraw funds you can withdraw amounts up to £50 and for larger withdrawals these can be paid direct to the adults bank account.

To open a Junior Savers account you will need:

The Junior Savers Birth Certificate or Passport

The Adults proof of ID

The Adults proof of address

This Credit Union will process your data in accordance with your rights under the Data Protection Act 1998

No fees